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Medicaid Planning Attorneys in Port Richey

Florida lawyers helping you plan for long-term care

Delzer, Coulter & Bell, P.A. helps you understand why Medicaid can be critical in paying for the costs of your long-term care. Medicare and Medicare HMOs have limited long-term care benefits, with Medicare covering no more than 100 days of a nursing home stay. Without Medicaid, nursing home bills can quickly deplete your savings. Experienced Florida elder law specialist attorney Rebecca C. Bell helps you find effective ways to preserve your assets and obtain eligibility for Medicaid.

Please click here to print the Medicaid information sheet. Fill it out to the best of your ability. Upon receipt of the Information Sheet, Rebecca C. Bell will contact you and inform you of the charge to develop an asset protection plan for you or your family member and schedule an appointment for an office conference, or telephone conference.  Her charge will vary depending upon the complexity of the applicant’s affairs and the information you provide on the information sheet.  Accordingly, it is important that you provide her with complete and accurate information on your or your family member’s affairs.

When to apply for Medicaid benefits

You should seek Medicaid benefits if you or your loved one suffers from a chronic illness or injury requiring long-term health care. Medicaid has programs for nursing home residents, assisted living facility residents and those requiring in-home care. Attorney Bell evaluates your eligibility for Medicaid, assists in implementing a plan to meet eligibility requirements, files the Medicaid application and represents you through the approval process with Department of Children and Families, including any appeals.

Requirements for Medicaid qualification

To be eligible for Medicaid in 2018, the Department of Children and Families requires that:

  • Your countable assets must be less than $2000 at least one day of each month
  • Your monthly gross income must not exceed $2,205 or establish and fund a Qualified Income-Only Trust
  • You must meet a level of care requirement
  • If you have a spouse at home, their countable assets must not exceed $123,600

Rebecca C. Bell will assist you in meeting the requirements above.

How assets are protected to enable Medicaid qualification

Certain assets, such as the applicant’s home, are exempt assets. One asset protection planning approach is to convert nonexempt assets into exempt assets. Although greatly limited by the Deficit Reduction Act of 2005, annuities or asset transfers or asset divestiture is sometimes an option. Converting countable assets into income sources, such as the purchase of rental property, is another approach. A special Medicaid trust exists as an option for applicants who have income exceeding the maximum monthly amount. Additional planning is available if the applicant has a spouse.

Using methods such as mentioned above, attorney Bell can assist with asset preservation while meeting Medicaid eligibility requirements in order to obtain benefits sooner than waiting for assets to be depleted by paying long term care costs without any financial assistance.

Plan now for long term care with the guidance of a knowledgeable Medicaid attorney

As a Florida Bar Board Certified Elder Law Attorney and having a Masters of Law in Elder Law, Rebecca C. Bell focuses on Medicaid planning and stays current on the frequent changes in the law. For an evaluation of your Medicaid options or those of a family member, please contact Delzer, Coulter & Bell, P.A online or call 877.815.4218.